Premium Medical Cover Designed for Your Lifestyle, Health & Peace of Mind
Why Executive Medical Cover is Essential in Kenya
Healthcare costs in Kenya continue to rise, with major treatments such as ICU admissions, cancer care, and surgeries costing millions of shillings. Executive health insurance is designed to protect individuals and families from these financial burdens while ensuring access to quality healthcare.
This comprehensive plan offers high annual limits, premium hospital access, and extensive coverage across inpatient, outpatient, maternity, and specialized treatments.
High Annual Cover Limits
- Choice of Ksh 10,000,000 or Ksh 20,000,000 inpatient cover per person per year
- Designed to cover high-cost treatments including ICU, cancer, and major surgeries
- All benefits fall within this generous annual limit
Comprehensive Inpatient Benefits
This plan covers a wide range of inpatient medical expenses, including:
- Acute illnesses and accidents
- Surgeon and physician fees
- Theatre charges
- ICU and HDU costs
- Diagnostic tests and imaging
- Prescribed drugs and dressings
- Physiotherapy
- Surgical appliances
Hospital Accommodation
Enjoy ensuite hospital room cover of up to Ksh 40,000 per day, ensuring comfort, privacy, and dignity during recovery.
Chronic & Pre-existing Condition Cover
- Pre-existing conditions covered after 1 year (if disclosed)
- Ksh 2M (10M plan) | Ksh 3M (20M plan)
- New chronic conditions covered up to Ksh 5M
- HIV/AIDS cover up to Ksh 4M after waiting period
Maternity Benefits
After a 1-year waiting period, the plan provides comprehensive maternity coverage:
- Normal delivery
- Elective and emergency C-section
- Antenatal and postnatal care
- Newborn care before discharge
Limits: Ksh 400,000 (10M plan) | Ksh 600,000 (20M plan)
Specialized Treatments Covered
- Cancer treatment – Up to Ksh 3M
- Organ transplant – Up to Ksh 750,000
- Joint replacements and implants – Up to Ksh 1M
- Congenital and genetic disorders – Up to Ksh 750,000
- Psychiatry and psychotherapy – Up to Ksh 750,000
- Reconstructive surgery – Up to Ksh 500,000
- Eye treatments and dental surgery
COVID-19 Cover
- Moderate cases – Up to Ksh 250,000
- Critical cases (ICU/HDU) – Up to Ksh 1,000,000
Post-Hospitalization Support
Follow-up treatment related to your condition is covered for up to 3 weeks after discharge, with a limit of Ksh 200,000.
Last Expense Benefit
In the unfortunate event of death due to a covered condition, a lump sum benefit is paid:
- Ksh 300,000 (10M plan)
- Ksh 350,000 (20M plan)
Optional Outpatient Cover
- Up to Ksh 250,000 per person
- Consultations (GP & specialists)
- Lab tests, X-rays, scans
- Medication and physiotherapy
- Ambulance services
- Antenatal and postnatal outpatient care
Wellness & Preventive Care
Stay ahead of illness with annual screenings:
- Full blood count, liver & kidney tests
- Cholesterol and blood sugar tests
- ECG and chest X-ray
- Cancer screenings
- Vaccinations
Limit: Ksh 50,000
Dental & Optical: Ksh 25,000
Why Choose This Executive Medical Cover?
- High annual limits up to Ksh 20M
- Comprehensive inpatient and outpatient care
- Strong chronic and cancer protection
- Generous maternity benefits
- Mental health coverage included
- Preventive wellness support
- Financial protection for your family
Secure Your Health Today
Don’t wait until a medical emergency happens. Get the right cover today and protect your future.
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