Dog insurance is a comprehensive pet insurance policy for unique breeds of dogs that are mostly kept as pets or guard dogs.
The policy is divided into 4 sections:
In the unfortunate event that a dog passes on or has to be put to sleep by a vet, as a result of an injury caused by an accident during the Policy Year, you will be paid the agreed value of the dog. This section also covers any death or injury resulting from any activity related to war, terrorism and civil commotion.
If you take up this section, the cost of any treatment to your dog due to an illness or injury by a qualified veterinary doctor. It is worth noting that in case the limit of your cover is exhausted during the same policy year, you can reinstate the cover by paying the applicable premium under this section. Further to this all expenses under this section are on reimbursement basis. As the owner of the dog, ensure that the insured pet is vaccinated and dipped/sprayed regularly or in accordance with guidelines or instructions issued by a qualified veterinary doctor. You also need to maintain proper records to that effect. Such records shall be provided to us whenever required.
If you take up this section, The agreed value of the dog if it is stolen or goes missing and is not recovered or does not return. It is worth noting that if you do not not have the definite value of the dog, you will be paid the market value of the dog.
Covers you as the dog owner if your dog damages property or in the unfortunate event that your dog injures or kills someone or someone falls ill as a result of an incident involving the dog. The liability limit under this section is Kshs. 2,000,000/=