Business insurance is a type of coverage designed to protect companies from financial losses due to risks like property damage, liability claims, employee-related issues, and business interruptions. It includes policies such as general liability, commercial property, workers' compensation, and professional liability insurance, helping businesses stay secure and operational.
Covers physical assets like buildings, equipment, inventory, and furniture against risks such as fire, theft, vandalism, and natural disasters. It helps businesses recover quickly after a loss.
Required in many countries, this covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job, while also protecting employers from legal claims.
Protects businesses and professionals from claims of negligence, mistakes, or failure to deliver promised services, especially important for consultants, lawyers, and medical professionals.
Covers vehicles used for business purposes against accidents, theft, and liability claims, ensuring protection for company cars, delivery trucks, or fleets.
Protects businesses against claims from employees regarding wrongful termination, discrimination, harassment, or other workplace issues.
Provides financial protection to businesses in case a key employee, whose skills and expertise are critical to the company's success, becomes incapacitated or passes away.
This is a comprehensive insurance policy that covers goods, freight, and other interests against loss or damage whilst being transported by rail, road, sea, and/or air from the port of loading to the final destination.