COMMERCIAL PROPERTY INSURANCE
Covers physical assets like buildings, equipment, inventory, and furniture against risks such as fire, theft, vandalism, and natural disasters. It helps businesses recover quickly after a loss.
WORKERS' COMPENSATION INSURANCE (WIBA)
Required in many countries, this covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job, while also protecting employers from legal claims.
PROFESSIONAL INDEMNITY/ LIABILITY
Protects businesses and professionals from claims of negligence, mistakes, or failure to deliver promised services, especially important for consultants, lawyers, and medical professionals.
COMMERCIAL MOTOR INSURANCE
Covers vehicles used for business purposes against accidents, theft, and liability claims, ensuring protection for company cars, delivery trucks, or fleets.
EMPLOYER'S LIABILITY INSURANCE
Protects businesses against claims from employees regarding wrongful termination, discrimination, harassment, or other workplace issues.
KEYMAN INSURANCE
Provides financial protection to businesses in case a key employee, whose skills and expertise are critical to the company's success, becomes incapacitated or passes away.
MARINE-CARGO INSURANCE
This is a comprehensive insurance policy that covers goods, freight, and other interests against loss or damage whilst being transported by rail, road, sea, and/or air from the port of loading to the final destination.