Investments: Allocating money into assets like stocks, bonds, and real estate to grow wealth and achieve financial goals.
Trusts & Estate Planning: Managing assets through wills and trusts to ensure smooth wealth transfer and minimize legal issues.
Unit trusts in Kenya are collective investment schemes that pool funds from multiple investors to invest in a diversified portfolio of assets such as stocks, bonds, and money market instruments. They are managed by professional fund managers and regulated by the Capital Markets Authority (CMA). Unit trusts offer investors an affordable and convenient way to grow their wealth while spreading risk across various asset classes. Common types of unit trusts in Kenya include money market funds, equity funds, balanced funds, and fixed-income funds.
Trusts and estate planning involve structuring the management and distribution of assets to ensure financial security and smooth wealth transfer. A trust is a legal arrangement where a trustee holds and manages assets on behalf of beneficiaries, often used to minimize taxes, protect assets, and avoid probate. Estate planning includes wills, trusts, and other legal tools to ensure assets are distributed according to one’s wishes. Proper planning helps protect beneficiaries, reduce legal complexities, and ensure financial stability for future generations.