Welcome to your Insurance learning hub

Your guide to understanding insurance in Kenya.

Insurance 101

Learn the basics of insurance, key terms, and how insurance works in Kenya. Understand premiums, deductibles, claims, and regulations by the Insurance Regulatory Authority (IRA).

Jump to a Topic:

SHIF/SHA & Health Insurance in Kenya

The Social Health Insurance Fund (SHIF) is Kenya’s mandatory health insurance scheme for all Kenyans aged 18 and above. Learn how it works and how to combine it with private medical cover.

→ Understanding SHIF and its Benefits → Private Health Insurance vs SHIF

WIBA – Work Injury Benefits Act

WIBA insurance is mandatory for employers in Kenya. It protects employees against work-related injuries, illnesses, or death. Get to know your legal obligations and coverage scope.

→ What Employers Need to Know About WIBA

Private Motor Insurance

Whether you're driving in Nairobi or Mombasa, learn the difference between third-party and comprehensive car insurance, and tips for getting the best deal.

→ Third-Party vs Comprehensive Cover → Compare Car Insurance Providers

Life Insurance & Education Plans

Life insurance provides financial support to your loved ones in case of death. Learn about term life, whole life, and education savings plans for your children.

→ Choosing the Right Life Cover in Kenya → Education Savings & Insurance Plans

Retirement Planning & Annuities

Start planning for retirement early. Annuities are insurance-based products that provide a steady income during your golden years.

→ What Are Annuities and How They Work → Pension Schemes vs Annuities in Kenya

Business Insurance Essentials

Whether you're running a tour company or a cyber café, business insurance protects your assets and employees. Learn which policies are mandatory and optional.

→ Types of Business Insurance in Kenya

How to File Insurance Claims in Kenya

Filing a claim doesn't have to be stressful. This section guides you through the steps for filing motor, medical,life or property claims quickly and correctly.

→ Step-by-Step Insurance Claim Process

Frequently Asked Questions

Typically, you need a copy of your ID, KRA PIN, vehicle logbook (for motor), and any medical records (for health/life).

Start by contacting your insurer or broker. Submit necessary forms, photos, and documents. Processing times vary by provider.