Domestic or home insurance in Kenya provides financial protection against risks such as fire, theft, natural disasters, accidental damage, and liability claims. Whether you own a house or rent one, home insurance ensures that your property, belongings, and loved ones are protected from unexpected losses or damages.
This coverage safeguards residential buildings, household items, electronics, furniture, and even domestic employees against various risks, giving homeowners and tenants peace of mind.
Covers damages to the house structure caused by fire, floods, storms, earthquakes, or vandalism.
Includes protection for garages, gates, fences, and outbuildings.
Covers furniture, electronics, appliances, and personal belongings from theft, fire, or accidental damage.
Includes protection for jewelry, art, and other valuables (subject to policy limits).
Provides coverage for loss or damage due to fire, lightning, explosions, earthquakes, or floods.
Includes costs for temporary accommodation if your home becomes uninhabitable.
Compensation for stolen or damaged household items due to burglary or forced entry.
Covers theft-related damages such as broken locks, doors, or windows.
Protection against legal claims if someone gets injured on your property.
Covers accidental damage to a neighbor’s property caused by events from your home.
Provides medical expenses and compensation for injuries or accidents affecting domestic workers (housekeepers, gardeners, or security guards).
Ensures compliance with Kenya’s Work Injury Benefits Act (WIBA).
Covers temporary housing costs if your home becomes uninhabitable due to covered risks like fire or flood damage.
Covers unintentional damage to household items such as broken glass, water pipes, or electrical faults.
Protects against damage caused by children or pets (subject to policy terms).
Your home is one of your most valuable assets, and protecting it should be a priority. Whether you own or rent, domestic/home insurance helps you recover financially from unexpected events like fires, floods, theft, or accidents. By securing your home with the right insurance policy, you can avoid financial setbacks and enjoy peace of mind knowing that your property and loved ones are well-protected.
Compare affordable home insurance policies in Kenya and find the best coverage for your home and belongings. Request a quote now and protect your home from unexpected risks.
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